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Eligibility

Employee Elect

POP 125

 

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  Texas Small Business Options
Eligibility for Small Group 
(quick summary)		     Benefits

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 2-50 eligible people (w2, partners, sole proprietors, corporate officers...not 1099); can choose to include part-time or not.
75% of eligible people must go with the plan.
Employer must pay at least 50% of employees premium.

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 Plans are guaranteed issue... regardless of health.
Premiums by employer are 100% tax deductible.
Employers can pay as little as 50% of the employees premium.
Can offer choice

 

Flexibility

 UniCare Life & Health Insurance Company  offers 3 great options for a total package that gives you unprecedented flexibility and control over your costs.

Step 1 - MemFlex - employers can offer any or all of Unicare's plans to each employee
Step 2 - Employer Contributes - control your costs - per employee choose to 1) limit your share of monthly premiums to no more than $100; or 2) pay any fixed amount above $100; or 3) pay a percentage of the total monthly premium. 
Step 3 - POP 125 - Employee can make their contribution with pre-tax dollars deducted from payroll.  Saves employee average of 30% and employer saves FICA tax on employee contribution.

 

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866/444-3332
 

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